Seven criteria, each scored 0 to 100 on a published scale, weighted into one number.
74/100RyuScore 74 out of 100, Above average
74
Today's price. Only valuation depends on it.
-50%-40%-30%-20%-10%today+10%+20%+30%
Above average. Dream Finders Homes, Inc. scores higher than 82% of the 1,794 companies Ryufin scores.
Carried by valuation and return on new capital, held back by capital allocation and earnings quality.
Consumer Cyclical median 67 · all companies 57
Valuation
26% of the score, 32% here after data gaps
91median 56
Dream Finders Homes, Inc. is valued at 11.1x its operating profit, including debt: a low multiple.
60x
50x
35x
25x
18x
12x
8x
11.1x
Full points at 8x or less, none from 60xfull points
Return on capital
Taken out: its 18% is shared by the others
n/ano data
Fewer than three years of operating profit and capital on file.
Return on new capital
16% of the score, 20% here after data gaps
100median 49
For every dollar of operating profit earned over 6 years, yearly profit grew by 13 cents.
-5%
12%
13%
None at minus 5 cents, full points from 12 centsfull points
Capital allocation
14% of the score, 17% here after data gaps
38median 67
How management spends the money: shares bought back or issued, and whether assets grow faster than the business they serve.
Share countUp 1.5% a year over 4 years: new shares
43
5%
-3%
1.5%
0 pointsfull points
Assets against salesAssets grew 38% a year, sales 31%
31
12%
-2%
7.7%
0 pointsfull points
Cycle position
12% of the score, 15% here after data gaps
96median 62
Today's operating margin of 6.9% is 0.73x its normal 9.3%: below its usual level, with room to recover. Normal is half the 7 year median, half the last four years, so a margin that has held is not taken for a peak.
2x
1.5x
1x
0.7x
0.7x
A trough earns points, a peak costs themfull points
Operating margin by year, against its normal level
7 years agonow 6.9%
Balance sheet
8% of the score, 10% here after data gaps
50median 50
What the debt weighs against the profit that has to carry it.
Whether the reported profit arrives as cash, and whether the accounts show the usual signs of stretching.
Cash against profitOperating cash flow was 0.02x profit over 3 years
0
0.7x
1x
1.3x
0x
0 pointsfull points
AccrualsProfit ran ahead of cash by 9% of assets
0
8%
0%
-8%
9%
0 pointsfull points
How the RyuScore works
Each criterion earns 0 to 100 points on the scale drawn under it, and the RyuScore is their average weighted 26, 18, 16, 14, 12, 8 and 6. Scales bend in the company's favour between their ends, so an ordinary figure is never already near zero. For DFH, return on capital could not be measured from the filings, so it is taken out and the remaining weights scale up.
Built from the company's annual and quarterly filings with the SEC and today's share price. Banks, insurers and property trusts are not scored: their debt is their raw material, so these yardsticks mean something else there. Figures as of 2026-06-30, latest annual report FY2025.