VPUvsXLU

Vanguard Utilities ETF or State Street Utilities Select Sector SPDR ETF, side by side from their own SEC filings. 89% of their stock holdings are the same at the same weight, across 31 stocks in both. XLU costs 0.08% a year against 0.09% for VPU, $1 a year less on $10,000. Over the last twelve months VPU returned +11.9% and XLU +14.1%.

89%of the two portfolios is the same stocks at the same weight
VPU90% in stocks the other holds too
XLU100% in stocks the other holds too
stocks in bothstocks only in that fundbonds, cash and unmatched shares

The two funds

From each fund's latest N-PORT filing and its prospectus.

VPUXLUYearly cost0.09%0.08%Net assets$10.6B$23.1BPositions7236Last 12 months+11.9%+14.1%3 years, a year+14.4%+14.9%5 years, a year+9.6%+10.8%Largest holdingNEE 11.8%NEE 12.9%Main sectorUtilities 99%Utilities 100%Holdings as ofMay 31, 2026Jun 30, 2026

Returns are total returns with dividends reinvested, from the funds’ own monthly figures; “(price)” marks a fund whose filing record is younger than a year, whose twelve months are its price change. The stronger figure in each row is set in bold. Past returns say what happened, not what will.

Growth of $100

Both funds from September 2019, the first month both report, dividends reinvested.

VPU$171XLU$175
September 2019May 2026

What they both hold

31 stocks are in both funds: 90% of VPU and 100% of XLU. The biggest shared positions:

Stockin VPUin XLU
NEE11.8%12.9%SO6.7%7.6%DUK6.3%6.9%CEG5.8%5.6%AEP4.5%5.2%SRE3.8%4.3%D3.8%4.2%VST3.6%3.5%ETR3.2%3.7%XEL3.1%3.5%

Only in VPU

Its biggest stocks the other fund does not hold.

  1. TLNTalen Energy Corporation1.0%
  2. WTRGEssential Utilities, Inc.0.7%
  3. OGEOGE Energy Corp.0.6%
  4. IDAIDACORP, Inc.0.5%
  5. UGIUGI Corporation0.5%
  6. NFGNational Fuel Gas Company0.5%

More comparisons

IGF vs VPUDVY vs VPUFDL vs VPUFVD vs VPUIGF vs XLUDVY vs XLUFDL vs XLUVOE vs XLU

From each fund’s Form N-PORT (VPU: May 2026, XLU: June 2026) and prospectus, via the SEC’s public data sets. Overlap counts only the stocks we can match to a listing: stock by stock, the smaller of the two weights, added up.