HUM vs UNH

Humana and UnitedHealth Group, both Healthcare

UnitedHealth Group is the larger company at $364B against $43B. On trailing earnings UNH is the cheaper of the two at a P/E of 25.8 against 41.7, a gap that is only a bargain if the two are growing at similar rates. Over the past year UNH returned +68% against +54% for HUM. Ryufin's sector-relative Smart Score puts HUM ahead, 6/10 against 5/10.

Humana and UnitedHealth Groupcompared on valuation, return and Ryufin’s Smart Score
FigureHUMUNH
Last close$391$401
Market cap$43B$364B
Trailing P/Elower is cheaper for the same earnings, not automatically better41.725.8
Dividend yield0.9%2.2%
1-year return+54%+68%
5-year return-3.7%+6.2%
Ryufin Smart Scoresector-relative, 1–106/105/10

Figures from SEC filings and end-of-day closes. Highlighting marks the higher or lower number, which is not the same as the better investment, a low P/E can be a warning and a high one can be deserved.

Humana

Revenue of $40B in Q1 2026, net income $1.2B. Its largest reported line is Center Well, 85% of the disclosed total.

UnitedHealth Group

Revenue of $112B in Q2 2026, net income $5.5B. Its largest reported line is Total Optum, 50% of the disclosed total.

Open these two in the interactive comparison to add more names, change the period or read the correlation.