ACGL vs XZO

Arch Capital Group and Exzeo Group, Inc., both Financial Services

Arch Capital Group is the larger company at $32B against $1.2B. On trailing earnings ACGL is the cheaper of the two at a P/E of 7.9 against 16.8, a gap that is only a bargain if the two are growing at similar rates. Ryufin's sector-relative Smart Score puts XZO ahead, 10/10 against 8/10.

Arch Capital Group and Exzeo Group, Inc.compared on valuation, return and Ryufin’s Smart Score
FigureACGLXZO
Last close$101$16.66
Market cap$32B$1.2B
Trailing P/Elower is cheaper for the same earnings, not automatically better7.916.8
Dividend yield5.0%n/a
1-year return+12%n/a
5-year return+172%n/a
Ryufin Smart Scoresector-relative, 1–108/1010/10

Figures from SEC filings and end-of-day closes. Highlighting marks the higher or lower number, which is not the same as the better investment, a low P/E can be a warning and a high one can be deserved.

Arch Capital Group

Revenue of $4.7B in Q2 2026, net income $1.1B.

Exzeo Group, Inc.

Revenue of $56M in Q1 2026, net income $20M. Its largest reported line is Underwriting Management And Claims Services, 57% of the disclosed total.

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