YORWThe York Water Company

$30.95+3.3% 1Y

RyuScore

Seven criteria, each scored 0 to 100 on a published scale, weighted into one number.

RyuScore 50 out of 100, Average
Today's price. Only valuation depends on it.

Average. The York Water Company scores higher than 45% of the 2,291 companies Ryufin scores.

Carried by cycle position and earnings quality, held back by return on capital and the balance sheet.

Utilities median 49 · all companies 54

Valuation

26% of the score

57median 50

The York Water Company is valued at 22.6x its operating profit, including debt: a rich multiple.

60x
50x
35x
25x
18x
12x
8x
22.6x
Full points at 8x or less, none from 60xfull points

Return on capital

18% of the score

23median 23

Over 7 years the business earned 5.1% a year after tax on the capital it uses.

2%
8%
15%
25%
5.1%
None at 2% or less, full points from 25%full points
Return on capital by year
7 years agolatest 4.3%

Return on new capital

16% of the score

53median 33

For every dollar of operating profit earned over 6 years, yearly profit grew by 4 cents. New capital earned 2.4%, and 170% of profit went back into the business.

-5%
12%
4%
None at minus 5 cents, full points from 12 centsfull points

Capital allocation

14% of the score

47median 63

How management spends the money: shares bought back or issued, and whether assets grow faster than the business they serve.

Share countUp 2% a year over 5 years: new shares
37
5%
-3%
2%
0 pointsfull points
Assets against salesAssets grew 11% a year, sales 7.5%
62
12%
-2%
3.3%
0 pointsfull points

Cycle position

12% of the score

81median 63

Today's operating margin of 37% is 0.86x its normal 43%: below its usual level, with room to recover. Normal is half the 10 year median, half the last four years, so a margin that has held is not taken for a peak.

2x
1.5x
1x
0.7x
0.9x
A trough earns points, a peak costs themfull points
Operating margin by year, against its normal level
10 years agonow 37%

Balance sheet

8% of the score

11median 50

What the debt weighs against the profit that has to carry it.

Net debt to EBITDA4.2x a year of EBITDA
7
4.5x
0.5x
4.2x
0 pointsfull points
Interest coverOperating profit covers interest 3x
14
1.5x
12x
3x
0 pointsfull points

Earnings quality

6% of the score

84median 90

Whether the reported profit arrives as cash, and whether the accounts show the usual signs of stretching.

Cash against profitOperating cash flow was 1.44x profit over 3 years
100
0.7x
1x
1.3x
1.4x
0 pointsfull points
AccrualsCash ran ahead of profit by 1.5% of assets
68
8%
0%
-8%
-1.5%
0 pointsfull points

How the RyuScore works

Each criterion earns 0 to 100 points on the scale drawn under it, and the RyuScore is their average weighted 26, 18, 16, 14, 12, 8 and 6. Scales bend in the company's favour between their ends, so an ordinary figure is never already near zero. Where a criterion cannot be measured from the filings it is taken out and the remaining weights scale up; a company needs 60% of the weight covered, and always a price, to get a score.

Built from the company's annual and quarterly filings with the SEC and today's share price. Banks, insurers and property trusts are not scored: their debt is their raw material, so these yardsticks mean something else there. Figures as of 2026-06-30, latest annual report FY2025.