XYLXylem Inc.

$102.68-27% 1Y

Is it safe?

Good

Strong, no red flags: a safe balance sheet, clean books, and comfortable debt (AA).

3 good, 2 neutral, 1 without data
SurvivalSafe zone

Financially healthy, low distress risk Altman Z-score, a bankruptcy-risk model from five balance-sheet ratios.

Honest booksLow risk

Reported earnings show no manipulation flags Beneish M-score, a forensic model that detects earnings-manipulation patterns (receivables outrunning sales, margins slipping, accrual-heavy profit).

Quality6 / 9

Mixed fundamental signals Piotroski F-score, nine pass/fail tests of year-over-year financial health across profitability, balance sheet and efficiency. 7 to 9 is strong, 0 to 3 weak.

Credit gradeAAderived · Jun 30, 2026

Rock-solid balance sheet, low leverage. A rule of thumb on leverage, not a credit rating.

Drawdown risk26% volderived · Oct 9, 2026

Moderate price swings, typical volatility. Worst drawdown -47% · now 32% below its 52-week high.

Unless marked, from SEC EDGAR, as of Dec 31, 2025.

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

Volatilitybetter than 87% of the market
Max drawdownbetter than 82% of the market

Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.

Can XYL take a bad year?

The deepest fall in XYL's price history on file is −47%; it is 32% below its high today.

$1.65B

Net debt · as at Q2 2026 · debt less the cash on hand

Altman Z-score
3.81

Altman Z-score · safe zone, above 3

Interest cover
57.4×

Interest cover · operating profit covers the interest bill several times over

Annualised volatility
26%

Annualised volatility · about as steady as the market itself

Details›
Total debtQ2 2026
$2.93B
Cash and short-term investments
$1.28B
Net debt
$1.65B
Operating profit, trailing twelve months
$1.32B
Debt / equity
0.28×
Annualised volatilitytwo years of daily moves
26%
Worst drawdown on file
−47%
Below its 52-week high
32%

Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.