XYLXylem Inc.
Is it safe?
Strong, no red flags: a safe balance sheet, clean books, and comfortable debt (AA).
Financially healthy, low distress risk Altman Z-score, a bankruptcy-risk model from five balance-sheet ratios.
Reported earnings show no manipulation flags Beneish M-score, a forensic model that detects earnings-manipulation patterns (receivables outrunning sales, margins slipping, accrual-heavy profit).
Mixed fundamental signals Piotroski F-score, nine pass/fail tests of year-over-year financial health across profitability, balance sheet and efficiency. 7 to 9 is strong, 0 to 3 weak.
Rock-solid balance sheet, low leverage. A rule of thumb on leverage, not a credit rating.
Moderate price swings, typical volatility. Worst drawdown -47% · now 32% below its 52-week high.
Unless marked, from SEC EDGAR, as of Dec 31, 2025.
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.
Can XYL take a bad year?
The deepest fall in XYL's price history on file is −47%; it is 32% below its high today.
Net debt · as at Q2 2026 · debt less the cash on hand
- Altman Z-score
- 3.81
Altman Z-score · safe zone, above 3
- Interest cover
- 57.4×
Interest cover · operating profit covers the interest bill several times over
- Annualised volatility
- 26%
Annualised volatility · about as steady as the market itself
Details›
- Total debtQ2 2026
- $2.93B
- Cash and short-term investments
- $1.28B
- Net debt
- $1.65B
- Operating profit, trailing twelve months
- $1.32B
- Debt / equity
- 0.28×
- Annualised volatilitytwo years of daily moves
- 26%
- Worst drawdown on file
- −47%
- Below its 52-week high
- 32%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
Specialty Industrial Machinery
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