XPOXPO, Inc.
Is it safe?
Forensics clean, with a caveat: a safe balance sheet, but big price swings.
Financially healthy, low distress risk Altman Z-score, a bankruptcy-risk model from five balance-sheet ratios.
Insiders were net sellers (-$2.2M, 90 days to Oct 8, 2026), selling is often routine.
Investment-grade balance sheet. A rule of thumb on leverage, not a credit rating.
Large price swings, high volatility. Worst drawdown -64% · now 20% below its 52-week high.
Unless marked, from SEC EDGAR, as of Dec 31, 2025.
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.
Can XPO take a bad year?
XPO, Inc. carries $2.75B of net debt at 2.14× EBITDA: a load its earnings can carry.
Net debt · as at Q2 2026 · under two and a half years of EBITDA, comfortable
- Net debt / EBITDA
- 2.14×
Net debt / EBITDA · 2.65× a year ago · the load is coming down
- Altman Z-score
- 3.68
Altman Z-score · safe zone, above 3
- Interest cover
- 3.56×
Interest cover · operating profit covers the interest bill, with room to spare
Details›
- Total debtQ2 2026
- $3.05B
- Cash and short-term investments
- $298M
- Net debt
- $2.75B
- EBITDA, trailing twelve months
- $1.28B
- Operating profit, trailing twelve months
- $752M
- Debt / equity
- 1.55×
- Total debt / EBITDA
- 2.37×
- Annualised volatilitytwo years of daily moves
- 46%
- Worst drawdown on file
- −64%
- Below its 52-week high
- 20%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.