WLFCWillis Lease Finance Corporation
Is it safe?
Caution warranted: heavy debt (B) and big price swings.
Insiders were net sellers (-$12.3M, 90 days to Oct 8, 2026), selling is often routine.
Highly leveraged, watch solvency. A rule of thumb on leverage, not a credit rating.
Large price swings, high volatility. Worst drawdown -80% · now 49% below its 52-week high.
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.
Can WLFC take a bad year?
Willis Lease Finance Corporation carries $2.31B of net debt at 9.70× EBITDA: a heavy load to carry through a bad year.
Net debt · as at Q2 2026 · over four years of earnings before interest, tax and depreciation, heavy
- Net debt / EBITDA
- 9.70×
Net debt / EBITDA · 12.8× a year ago · the load is coming down
- Interest cover
- 0.93×
Interest cover · operating profit does not cover the interest bill
- Annualised volatility
- 53%
Annualised volatility · roughly twice as jumpy as the market
Details›
- Total debtQ2 2026
- $2.32B
- Cash and short-term investments
- $11M
- Net debt
- $2.31B
- EBITDA, trailing twelve months
- $238M
- Operating profit, trailing twelve months
- $120M
- Debt / equity
- 3.27×
- Total debt / EBITDA
- 9.75×
- Annualised volatilitytwo years of daily moves
- 53%
- Worst drawdown on file
- −80%
- Below its 52-week high
- 49%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
Rental & Leasing Services
Ranks #7 of 13 by RyuScore