VZVerizon
Is it safe?
Solid, nothing alarming. Balance sheet to watch.
Mixed, watch the balance sheet Altman Z-score, a bankruptcy-risk model from five balance-sheet ratios.
Insiders were net sellers (-$429K, 90 days to Oct 8, 2026), selling is often routine.
Investment-grade balance sheet. A rule of thumb on leverage, not a credit rating.
Relatively steady, low volatility. Worst drawdown -41% · now 19% below its 52-week high.
Unless marked, from SEC EDGAR, as of Dec 31, 2025.
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.
Can VZ take a bad year?
Verizon carries $163.5B of net debt at 3.44× EBITDA: a load its earnings can carry.
Net debt · as at Q2 2026 · between two and four years of EBITDA, normal for a stable business
- Net debt / EBITDA
- 3.44×
Net debt / EBITDA · 2.99× a year ago · the load is going up
- Altman Z-score
- 1.27
Altman Z-score · distress zone, below 1.8
- Interest cover
- 3.88×
Interest cover · operating profit covers the interest bill, with room to spare
Details›
- Total debtQ2 2026
- $165.2B
- Cash and short-term investments
- $1.75B
- Net debt
- $163.5B
- EBITDA, trailing twelve months
- $47.6B
- Operating profit, trailing twelve months
- $28.5B
- Debt / equity
- 1.57×
- Total debt / EBITDA
- 3.47×
- Annualised volatilitytwo years of daily moves
- 24%
- Worst drawdown on file
- −41%
- Below its 52-week high
- 19%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
Telecom Services
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