UTIUniversal Technical Institute, Inc.

$22.12

Is it safe?

Can UTI take a bad year?

Universal Technical Institute, Inc. holds $31M more cash than debt, so a bad year is a question about profits, not about lenders.

$31M

Net cash

Net debt / EBITDA
net cash

Net debt / EBITDA · no net borrowings to measure against earnings

Altman Z-score
4.20

Altman Z-score · safe zone, above 3

Interest cover
12.9×

Interest cover · operating profit covers the interest bill several times over

Details
Total debtQ2 2026
$131M
Cash and short-term investments
$162M
Net cash
$31M
EBITDA, trailing twelve months
$90M
Operating profit, trailing twelve months
$55M
Debt / equity
0.39×
Total debt / EBITDA
1.45×
Annualised volatilitytwo years of daily moves
61%
Worst drawdown on file
−62%
Below its 52-week high
−54%

Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.