UALUnited Airlines Holdings

$114.85

Is it safe?

Can UAL take a bad year?

United Airlines Holdings carries $9.83B of net debt at 1.25× EBITDA: a load its earnings can carry.

$9.83B

Net debt · as at Q2 2026 · under two and a half years of EBITDA, comfortable

Net debt / EBITDA
1.25×

Net debt / EBITDA · 1.44× a year ago · the load is coming down

Altman Z-score
1.43

Altman Z-score · distress zone, below 1.8

Interest cover
3.67×

Interest cover · operating profit covers the interest bill, with room to spare

Details
Total debtQ2 2026
$26.5B
Cash and short-term investments
$16.6B
Net debt
$9.83B
EBITDA, trailing twelve months
$7.87B
Operating profit, trailing twelve months
$4.87B
Debt / equity
1.58×
Total debt / EBITDA
3.36×
Annualised volatilitytwo years of daily moves
54%
Worst drawdown on file
−79%
Below its 52-week high
−13%

Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.