TFIITFI International Inc.

$122.36+29% 1Y

RyuScore

Seven criteria, each scored 0 to 100 on a published scale, weighted into one number.

RyuScore 55 out of 100, Average
Today's price. Only valuation depends on it.

Average. TFI International Inc. scores higher than 53% of the 1,794 companies Ryufin scores.

Carried by capital allocation and cycle position, held back by valuation and return on new capital.

Industrials median 56 · all companies 53

Valuation

26% of the score

28median 37

TFI International Inc. is valued at 25.8x its operating profit, including debt: a rich multiple.

40x
30x
20x
15x
10x
6x
25.8x
Full points at 6x or less, none from 40xfull points

Return on capital

18% of the score

66median 34

Over 6 years the business earned 12% a year after tax on the capital it uses.

2%
8%
15%
25%
12%
None at 2% or less, full points from 25%full points
Return on capital by year
6 years agolatest 6.7%

Return on new capital

16% of the score

15median 49

Over 6 years yearly profit fell by 2 cents for every dollar earned. New capital earned -3.5%, and 69% of profit went back into the business.

-5%
12%
-2.4%
None at minus 5 cents, full points from 12 centsfull points

Capital allocation

14% of the score

89median 64

How management spends the money: shares bought back or issued, and whether assets grow faster than the business they serve.

Share countDown 1.7% a year over 5 years: buybacks
84
5%
-3%
-1.7%
0 pointsfull points
Assets against salesAssets grew 14% a year, sales 16%
97
12%
-2%
-1.5%
0 pointsfull points

Cycle position

12% of the score

100median 62

Today's operating margin of 7.2% is 0.66x its normal 11%: near a trough. Normal is half the 7 year median, half the last four years, so a margin that has held is not taken for a peak.

2x
1.5x
1x
0.7x
0.7x
A trough earns points, a peak costs themfull points
Operating margin by year, against its normal level
7 years agonow 7.2%

Balance sheet

8% of the score

38median 50

What the debt weighs against the profit that has to carry it.

Net debt to EBITDA2.2x a year of EBITDA
57
4.5x
0.5x
2.2x
0 pointsfull points
Interest coverOperating profit covers interest 4x
19
1.5x
12x
3.5x
0 pointsfull points

Earnings quality

6% of the score

100median 90

Whether the reported profit arrives as cash, and whether the accounts show the usual signs of stretching.

Cash against profitOperating cash flow was 2.47x profit over 3 years
100
0.7x
1x
1.3x
2.5x
0 pointsfull points
AccrualsCash ran ahead of profit by 9.1% of assets
100
8%
0%
-8%
-9.1%
0 pointsfull points

How the RyuScore works

Each criterion earns 0 to 100 points on the scale drawn under it, and the RyuScore is their average weighted 26, 18, 16, 14, 12, 8 and 6. Scales bend in the company's favour between their ends, so an ordinary figure is never already near zero. Where a criterion cannot be measured from the filings it is taken out and the remaining weights scale up; a company needs 60% of the weight covered, and always a price, to get a score.

Built from the company's annual and quarterly filings with the SEC and today's share price. Banks, insurers and property trusts are not scored: their debt is their raw material, so these yardsticks mean something else there. Figures as of 2025-12-31, latest annual report FY2025.