SNASnap-on
Is it safe?
Strong, no red flags: a safe balance sheet, comfortable debt (AA), and steady price behavior.
Financially healthy, low distress risk Altman Z-score, a bankruptcy-risk model from five balance-sheet ratios.
Insiders were net sellers (-$18.3M, 90 days to Oct 8, 2026), selling is often routine.
Net cash and profitable. A rule of thumb on leverage, not a credit rating.
Relatively steady, low volatility. Worst drawdown -47% · now 14% below its 52-week high.
Unless marked, from SEC EDGAR, as of Jan 3, 2026.
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.
Can SNA take a bad year?
Snap-on holds $741M more cash than debt, so a bad year is a question about profits, not about lenders.
Net cash
- Net debt / EBITDA
- net cash
Net debt / EBITDA · no net borrowings to measure against earnings
- Altman Z-score
- 7.96
Altman Z-score · safe zone, above 3
- Interest cover
- 26.6×
Interest cover · operating profit covers the interest bill several times over
Details›
- Total debtQ2 2026
- $904M
- Cash and short-term investments
- $1.64B
- Net cash
- $741M
- EBITDA, trailing twelve months
- $1.41B
- Operating profit, trailing twelve months
- $1.34B
- Debt / equity
- 0.15×
- Total debt / EBITDA
- 0.64×
- Annualised volatilitytwo years of daily moves
- 23%
- Worst drawdown on file
- −47%
- Below its 52-week high
- 14%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
Tools & Accessories
The closest names by size in the same industry