SCSCScanSource, Inc.
Is it safe?
Strong, no red flags: a safe balance sheet, quality strong, and comfortable debt (AA).
Financially healthy, low distress risk Altman Z-score, a bankruptcy-risk model from five balance-sheet ratios.
High fundamental quality Piotroski F-score, nine pass/fail tests of year-over-year financial health across profitability, balance sheet and efficiency. 7 to 9 is strong, 0 to 3 weak.
Insiders were net sellers (-$5.5M, 90 days to Oct 8, 2026), selling is often routine.
Rock-solid balance sheet, low leverage. A rule of thumb on leverage, not a credit rating.
Moderate price swings, typical volatility. Worst drawdown -68% · now 2% below its 52-week high.
Unless marked, from SEC EDGAR, as of Jun 30, 2025.
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.
Can SCSC take a bad year?
ScanSource, Inc. carries $13M of net debt at 0.11× EBITDA: a load its earnings can carry.
Net debt · as at Q4 2026 · under two and a half years of EBITDA, comfortable
- Net debt / EBITDA
- 0.11×
Net debt / EBITDA · 0.09× a year ago · the load is going up
- Altman Z-score
- 3.82
Altman Z-score · safe zone, above 3
- Interest cover
- 15.0×
Interest cover · operating profit covers the interest bill several times over
Details›
- Total debtQ4 2026
- $101M
- Cash and short-term investments
- $88M
- Net debt
- $13M
- EBITDA, trailing twelve months
- $122M
- Operating profit, trailing twelve months
- $99M
- Debt / equity
- 0.11×
- Total debt / EBITDA
- 0.83×
- Annualised volatilitytwo years of daily moves
- 38%
- Worst drawdown on file
- −68%
- Below its 52-week high
- 2.1%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
Electronics & Computer Distribution
Ranks #3 of 7 by RyuScore