RPAYRepay Holdings Corporation
Is the price fair?
Modest expectations priced in. That is the only one of 3 checks this filer's data supports, so take it as a single data point rather than a settled answer.
Priced for a decline (~−21% a year). The price demands less than its three-year revenue growth of 5% a year, expectations look modest.
Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.
What RPAY's price assumes
Today's price asks for −21% free cash flow growth a year; over the last three years Repay Holdings Corporation delivered 8.7%, less than the record.
Price / sales · no P/E: the last twelve months did not end in a profit
- Free cash flow yield
- 32%
Free cash flow yield · Software - Infrastructure median 5.3%
- Growth the price implies
- −21%
Growth the price implies · The price pays for −21% free cash flow growth a year for a decade; the business has delivered +8.7% a year over the last three.
- Price / book
- 0.45
Price / book · as of 2026-Q1
Details›
- Price / bookas of 2026-Q1
- 0.45
- EV / EBIToperating margin −44%: the multiple describes the denominator
- not meaningful
- EV / salesas of 2026-Q1
- 1.83
- Free cash flow, trailing twelve months
- $110M
- Market capitalisation
- $341M
- 3-year revenue growth
- +5.1%
- 3-year free cash flow growth
- +8.7%
Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.
Software, Infrastructure
Ranks #47 of 80 by RyuScore