PSMTPriceSmart, Inc.

$175.48

Is it safe?

Can PSMT take a bad year?

PriceSmart, Inc. holds $139M more cash than debt, so a bad year is a question about profits, not about lenders.

$139M

Net cash

Net debt / EBITDA
net cash

Net debt / EBITDA · no net borrowings to measure against earnings

Altman Z-score
6.96

Altman Z-score · safe zone, above 3

Interest cover
16.3×

Interest cover · operating profit covers the interest bill several times over

Details
Total debtQ3 2026
$183M
Cash and short-term investments
$322M
Net cash
$139M
EBITDA, trailing twelve months
$353M
Operating profit, trailing twelve months
$257M
Debt / equity
0.13×
Total debt / EBITDA
0.52×
Annualised volatilitytwo years of daily moves
28%
Worst drawdown on file
−53%
Below its 52-week high
−11%

Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.