PIIPolaris Inc.

$52.29-9.5% 1Y

RyuScore

Seven criteria, each scored 0 to 100 on a published scale, weighted into one number.

RyuScore 42 out of 100, Below average

Below average. Polaris Inc. scores higher than 38% of the 1,794 companies Ryufin scores.

Carried by capital allocation and cycle position, held back by valuation and return on new capital.

Consumer Cyclical median 61 · all companies 50

Valuation

26% of the score

0median 13

An operating loss over the last year: there are no earnings to price.

Return on capital

18% of the score

65median 34

Over 7 years the business earned 12% a year after tax on the capital it uses.

2%
8%
15%
25%
12%
None at 2% or less, full points from 25%full points
Return on capital by year
7 years agolatest -12%

Return on new capital

16% of the score

0median 49

Over 6 years yearly profit fell by 33 cents for every dollar earned. New capital earned -137%, and 24% of profit went back into the business.

-5%
12%
-33%
None at minus 5 cents, full points from 12 centsfull points

Capital allocation

14% of the score

90median 64

How management spends the money: shares bought back or issued, and whether assets grow faster than the business they serve.

Share countDown 1.9% a year over 5 years: buybacks
86
5%
-3%
-1.9%
0 pointsfull points
Assets against salesAssets grew 1.1% a year, sales 2.6%
97
12%
-2%
-1.5%
0 pointsfull points

Cycle position

12% of the score

100median 62

Today's operating margin of -4.8% is -0.59x its normal 8.2%: near a trough. Normal is half the 10 year median, half the last four years, so a margin that has held is not taken for a peak.

2x
1.5x
1x
0.7x
-0.6x
A trough earns points, a peak costs themfull points
Operating margin by year, against its normal level
10 years agonow -4.8%

Balance sheet

8% of the score

0median 50

What the debt weighs against the profit that has to carry it.

Net debt to EBITDANet debt with no operating cash profit.
0
Interest coverOperating profit covers interest -3x
0
1.5x
12x
-2.8x
0 pointsfull points

Earnings quality

6% of the score

100median 90

Whether the reported profit arrives as cash, and whether the accounts show the usual signs of stretching.

Cash against profitOperating cash flow was 13.06x profit over 3 years
100
0.7x
1x
1.3x
13.1x
0 pointsfull points
AccrualsCash ran ahead of profit by 23.2% of assets
100
8%
0%
-8%
-23%
0 pointsfull points
Beneish M-score-3.39
100
-1.50
-1.78
-2.22
-3.00
-3.39
0 pointsfull points

How the RyuScore works

Each criterion earns 0 to 100 points on the scale drawn under it, and the RyuScore is their average weighted 26, 18, 16, 14, 12, 8 and 6. Scales bend in the company's favour between their ends, so an ordinary figure is never already near zero. Where a criterion cannot be measured from the filings it is taken out and the remaining weights scale up; a company needs 60% of the weight covered, and always a price, to get a score.

Built from the company's annual and quarterly filings with the SEC and today's share price. Banks, insurers and property trusts are not scored: their debt is their raw material, so these yardsticks mean something else there. Figures as of 2026-03-31, latest annual report FY2025.