PHRPhreesia, Inc.
Is it safe?
Mostly sound, with a caveat: comfortable debt (AA), but big price swings.
Rock-solid balance sheet, low leverage. A rule of thumb on leverage, not a credit rating.
Large price swings, high volatility. Worst drawdown -90% · now 55% below its 52-week high.
Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.
Can PHR take a bad year?
Phreesia, Inc. carries $53M of net debt at 1.06× EBITDA: a load its earnings can carry.
Net debt · as at Q2 2027 · under two and a half years of EBITDA, comfortable
- Net debt / EBITDA
- 1.06×
Net debt / EBITDA · −44.5× a year ago · the load is going up
- Interest cover
- 1.23×
Interest cover · operating profit barely covers the interest bill
- Annualised volatility
- 54%
Annualised volatility · roughly twice as jumpy as the market
Details›
- Total debtQ2 2027
- $127M
- Cash and short-term investments
- $75M
- Net debt
- $53M
- EBITDA, trailing twelve months
- $50M
- Operating profit, trailing twelve months
- $13M
- Debt / equity
- 0.34×
- Total debt / EBITDA
- 2.56×
- Annualised volatilitytwo years of daily moves
- 54%
- Worst drawdown on file
- −90%
- Below its 52-week high
- 55%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
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Ranks #10 of 20 by RyuScore