PCARPaccar

$111.65+15% 1Y

RyuScore

Seven criteria, each scored 0 to 100 on a published scale, weighted into one number.

RyuScore 78 out of 100, Strong

Strong. Paccar scores higher than 90% of the 1,794 companies Ryufin scores.

Carried by return on new capital and cycle position, with nothing holding it far back.

Industrials median 61 · all companies 57

Valuation

26% of the score, 32% here after data gaps

62median 56

Paccar is valued at 20.7x its operating profit, including debt: a rich multiple.

60x
50x
35x
25x
18x
12x
8x
20.7x
Full points at 8x or less, none from 60xfull points

Return on capital

Taken out: its 18% is shared by the others

n/ano data

Fewer than three years of operating profit and capital on file.

Return on new capital

16% of the score, 20% here after data gaps

91median 49

For every dollar of operating profit earned over 6 years, yearly profit grew by 11 cents.

-5%
12%
11%
None at minus 5 cents, full points from 12 centsfull points

Capital allocation

14% of the score, 17% here after data gaps

69median 64

How management spends the money: shares bought back or issued, and whether assets grow faster than the business they serve.

Share countUp 0.2% a year over 5 years: new shares
60
5%
-3%
0.2%
0 pointsfull points
Assets against salesAssets grew 9.3% a year, sales 8.7%
82
12%
-2%
0.6%
0 pointsfull points

Cycle position

12% of the score, 15% here after data gaps

85median 62

Today's operating margin of 11% is 0.83x its normal 13%: below its usual level, with room to recover. Normal is half the 10 year median, half the last four years, so a margin that has held is not taken for a peak.

2x
1.5x
1x
0.7x
0.8x
A trough earns points, a peak costs themfull points
Operating margin by year, against its normal level
10 years agonow 11%

Balance sheet

8% of the score, 10% here after data gaps

100median 50

What the debt weighs against the profit that has to carry it.

Interest coverOperating profit covers interest 16x
100
1.5x
12x
15.7x
0 pointsfull points

Earnings quality

6% of the score, 7% here after data gaps

84median 90

Whether the reported profit arrives as cash, and whether the accounts show the usual signs of stretching.

Cash against profitOperating cash flow was 1.19x profit over 3 years
85
0.7x
1x
1.3x
1.2x
0 pointsfull points
AccrualsCash ran ahead of profit by 4.7% of assets
83
8%
0%
-8%
-4.7%
0 pointsfull points

How the RyuScore works

Each criterion earns 0 to 100 points on the scale drawn under it, and the RyuScore is their average weighted 26, 18, 16, 14, 12, 8 and 6. Scales bend in the company's favour between their ends, so an ordinary figure is never already near zero. For PCAR, return on capital could not be measured from the filings, so it is taken out and the remaining weights scale up.

Built from the company's annual and quarterly filings with the SEC and today's share price. Banks, insurers and property trusts are not scored: their debt is their raw material, so these yardsticks mean something else there. Figures as of 2026-06-30, latest annual report FY2025.