NATLNCR Atleos Corporation

$45.75+15% 1Y

RyuScore

Seven criteria, each scored 0 to 100 on a published scale, weighted into one number.

RyuScore 66 out of 100, Above average
Today's price. Only valuation depends on it.

Above average. NCR Atleos Corporation scores higher than 67% of the 1,794 companies Ryufin scores.

Carried by valuation and return on new capital, held back by cycle position and return on capital.

Technology median 48 · all companies 57

How the score has moved

At each fiscal year end, from the reports and price of the time
73
66
66
20242025today

The biggest move was down 7 points from 2024 to 2025, mostly earnings quality.

Valuation

26% of the score

96median 56

NCR Atleos Corporation is valued at 9.3x its operating profit before acquisition amortisation (EBITA), including debt: a low multiple.

60x
50x
35x
25x
18x
12x
8x
9.3x
Full points at 8x or less, none from 60xfull points

Return on capital

18% of the score

44median 34

Over 3 years the business earned 7.9% a year after tax on the capital it uses.

2%
8%
15%
25%
7.9%
None at 2% or less, full points from 25%full points
Return on capital by year
3 years agolatest 12%

Return on new capital

16% of the score

100median 49

For every dollar of operating profit earned over 5 years, yearly profit grew by 16 cents.

-5%
12%
16%
None at minus 5 cents, full points from 12 centsfull points

Capital allocation

14% of the score

65median 64

How management spends the money: shares bought back or issued, and whether assets grow faster than the business they serve.

Share countUp 1.7% a year over 4 years: new shares
41
5%
-3%
1.7%
0 pointsfull points
Assets against salesAssets grew -0.6% a year, sales 1.8%
100
12%
-2%
-2.5%
0 pointsfull points

Cycle position

12% of the score

16median 62

Today's operating margin of 11% is 1.68x its normal 6.8%: near a peak, where margins tend to fall back. Normal is half the 5 year median, half the last four years, so a margin that has held is not taken for a peak.

2x
1.5x
1x
0.7x
1.7x
A trough earns points, a peak costs themfull points
Operating margin by year, against its normal level
5 years agonow 11%

Balance sheet

8% of the score

16median 50

What the debt weighs against the profit that has to carry it.

Net debt to EBITDA3.4x a year of EBITDA
27
4.5x
0.5x
3.4x
0 pointsfull points
Interest coverOperating profit covers interest 2x
4
1.5x
12x
1.9x
0 pointsfull points

Earnings quality

6% of the score

89median 90

Whether the reported profit arrives as cash, and whether the accounts show the usual signs of stretching.

Cash against profitOperating cash flow was 11.47x profit over 3 years
100
0.7x
1x
1.3x
11.5x
0 pointsfull points
AccrualsCash ran ahead of profit by 3.5% of assets
77
8%
0%
-8%
-3.5%
0 pointsfull points

How the RyuScore works

Each criterion earns 0 to 100 points on the scale drawn under it, and the RyuScore is their average weighted 26, 18, 16, 14, 12, 8 and 6. Scales bend in the company's favour between their ends, so an ordinary figure is never already near zero. Where a criterion cannot be measured from the filings it is taken out and the remaining weights scale up; a company needs 60% of the weight covered, and always a price, to get a score.

Built from the company's annual and quarterly filings with the SEC and today's share price. Banks, insurers and property trusts are not scored: their debt is their raw material, so these yardsticks mean something else there. Figures as of 2026-06-30, latest annual report FY2025.