Is it safe?
Can MSFT take a bad year?
Microsoft Corporation holds $36.5B more cash than debt, so a bad year is a question about profits, not about lenders.
$36.5B
Net cash
- Net debt / EBITDA
- net cash
Net debt / EBITDA · no net borrowings to measure against earnings
- Altman Z-score
- 7.64
Altman Z-score · safe zone, above 3
- Interest cover
- 50.9×
Interest cover · operating profit covers the interest bill several times over
Details›
- Total debtQ4 2026
- $40.3B
- Cash and short-term investments
- $76.8B
- Net cash
- $36.5B
- EBITDA, trailing twelve months
- $189.5B
- Operating profit, trailing twelve months
- $155.2B
- Debt / equity
- 0.09×
- Total debt / EBITDA
- 0.21×
- Annualised volatilitytwo years of daily moves
- 31%
- Worst drawdown on file
- −37%
- Below its 52-week high
- −7.6%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
Software - Infrastructure
Ranks #9 of 78 by Smart Score