Valuation
26% of the score, 32% here after data gaps
83median 13
M/I Homes, Inc. is valued at 10.3x its operating profit, including debt: a low multiple.
25x
20x
15x
10x
6x
10.3x
Full points at 6x or less, none from 25xfull points
MHOM/I Homes, Inc.
$137.55-13% 1Y
$137.55
$117.6952 weeks$159.19
RyuScore
Seven criteria, each scored 0 to 100 on a published scale, weighted into one number.
RyuScore 75 out of 100, Strong
Strong. M/I Homes, Inc. scores higher than 92% of the 1,794 companies Ryufin scores.
Carried by valuation and cycle position, held back by earnings quality.
Consumer Cyclical median 61 · all companies 50
Return on capital
Taken out: its 18% is shared by the others
n/ano data
Fewer than three years of operating profit and capital on file.
Return on new capital
16% of the score, 20% here after data gaps
66median 49
For every dollar of operating profit earned over 6 years, yearly profit grew by 6 cents.
-5%
12%
6.1%
None at minus 5 cents, full points from 12 centsfull points
Capital allocation
14% of the score, 17% here after data gaps
68median 64
How management spends the money: shares bought back or issued, and whether assets grow faster than the business they serve.
Share countDown 1.3% a year over 5 years: buybacks
795%
-3%
-1.3%
0 pointsfull points
Assets against salesAssets grew 13% a year, sales 7.7%
5112%
-2%
4.9%
0 pointsfull points
Cycle position
12% of the score, 15% here after data gaps
98median 62
Today's operating margin of 9.3% is 0.72x its normal 13%: below its usual level, with room to recover. Normal is half the 10 year median, half the last four years, so a margin that has held is not taken for a peak.
2x
1.5x
1x
0.7x
0.7x
A trough earns points, a peak costs themfull points
10 years agonow 9.3%
Balance sheet
8% of the score, 10% here after data gaps
100median 50
What the debt weighs against the profit that has to carry it.
Interest coverOperating profit covers interest 20x
1001.5x
12x
19.8x
0 pointsfull points
Earnings quality
6% of the score, 7% here after data gaps
9median 90
Whether the reported profit arrives as cash, and whether the accounts show the usual signs of stretching.
Cash against profitOperating cash flow was 0.61x profit over 3 years
00.7x
1x
1.3x
0.6x
0 pointsfull points
AccrualsProfit ran ahead of cash by 5.7% of assets
178%
0%
-8%
5.7%
0 pointsfull points
How the RyuScore works
Each criterion earns 0 to 100 points on the scale drawn under it, and the RyuScore is their average weighted 26, 18, 16, 14, 12, 8 and 6. Scales bend in the company's favour between their ends, so an ordinary figure is never already near zero. For MHO, return on capital could not be measured from the filings, so it is taken out and the remaining weights scale up.
Built from the company's annual and quarterly filings with the SEC and today's share price. Banks, insurers and property trusts are not scored: their debt is their raw material, so these yardsticks mean something else there. Figures as of 2026-06-30, latest annual report FY2025.