MFImF International Limited

$9.12-75% 1Y

RyuScore

Seven criteria, each scored 0 to 100 on a published scale, weighted into one number.

RyuScore 25 out of 100, Weak

Weak. mF International Limited scores higher than 25% of the 2,291 companies Ryufin scores.

Carried by cycle position, held back by valuation and return on capital.

Technology median 43 · all companies 54

How the score has moved

At each fiscal year end, from the reports and price of the time
21
25
25
20242025today

Valuation

26% of the score

0median 50

An operating loss over the last year: there are no earnings to price.

Return on capital

18% of the score

0median 23

Over 3 years the business earned -3.1% a year after tax on the capital it uses.

2%
8%
15%
25%
-3.1%
None at 2% or less, full points from 25%full points
Return on capital by year
3 years agolatest -2.5%

Return on new capital

16% of the score

0median 33

No operating profit over the period, so nothing was earned to reinvest.

Capital allocation

14% of the score

60median 63

How management spends the money: shares bought back or issued, and whether assets grow faster than the business they serve.

Share countDown 15.9% a year over 4 years: buybacks
100
5%
-3%
-16%
0 pointsfull points
Assets against salesAssets grew 389% a year, sales -1.1%
0
12%
-2%
390%
0 pointsfull points

Cycle position

12% of the score

100median 63

Today's operating margin of -144% is -6.82x its normal 21%: near a trough. Normal is half the 5 year median, half the last four years, so a margin that has held is not taken for a peak.

2x
1.5x
1x
0.7x
-6.8x
A trough earns points, a peak costs themfull points
Operating margin by year, against its normal level
5 years agonow -144%

Balance sheet

8% of the score

50median 50

What the debt weighs against the profit that has to carry it.

Net debt to EBITDAMore cash than debt
100
Interest coverAn operating loss: the interest is not covered
0
1.5x
12x
-189.8x
0 pointsfull points

Earnings quality

6% of the score

13median 90

Whether the reported profit arrives as cash, and whether the accounts show the usual signs of stretching.

Cash against profitOperating cash flow was -0.41x profit over 3 years
0
0.7x
1x
1.3x
-0.4x
0 pointsfull points
AccrualsProfit ran ahead of cash by 4.6% of assets
25
8%
0%
-8%
4.6%
0 pointsfull points

How the RyuScore works

Each criterion earns 0 to 100 points on the scale drawn under it, and the RyuScore is their average weighted 26, 18, 16, 14, 12, 8 and 6. Scales bend in the company's favour between their ends, so an ordinary figure is never already near zero. Where a criterion cannot be measured from the filings it is taken out and the remaining weights scale up; a company needs 60% of the weight covered, and always a price, to get a score.

Built from the company's annual and quarterly filings with the SEC and today's share price. Banks, insurers and property trusts are not scored: their debt is their raw material, so these yardsticks mean something else there. Figures as of 2025-12-31, latest annual report FY2025.