JOEThe St. Joe Company

$69.15

Is it safe?

Can JOE take a bad year?

The St. Joe Company carries $244M of net debt at 1.26× EBITDA: a load its earnings can carry.

$244M

Net debt · as at Q1 2026 · under two and a half years of EBITDA, comfortable

Net debt / EBITDA
1.26×

Net debt / EBITDA · 2.37× a year ago · the load is coming down

Interest cover
4.95×

Interest cover · operating profit covers the interest bill, with room to spare

Annualised volatility
29%

Annualised volatility · about as steady as the market itself

Details
Total debtQ1 2026
$380M
Cash and short-term investments
$136M
Net debt
$244M
EBITDA, trailing twelve months
$194M
Operating profit, trailing twelve months
$148M
Debt / equity
0.50×
Total debt / EBITDA
1.96×
Annualised volatilitytwo years of daily moves
29%
Worst drawdown on file
−48%
Below its 52-week high
−4.5%

Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.