GENGen Digital
Is it safe?
Solid, nothing alarming. Balance sheet to watch, some accounting flags, quality strong.
Mixed, watch the balance sheet Altman Z-score, a bankruptcy-risk model from five balance-sheet ratios.
In the flagged range only because sales grew fast; the other indices are not Beneish M-score, a forensic model that detects earnings-manipulation patterns (receivables outrunning sales, margins slipping, accrual-heavy profit).
High fundamental quality Piotroski F-score, nine pass/fail tests of year-over-year financial health across profitability, balance sheet and efficiency. 7 to 9 is strong, 0 to 3 weak.
Insiders were net sellers (-$16.4M, 90 days to Oct 8, 2026), selling is often routine.
Investment-grade balance sheet. A rule of thumb on leverage, not a credit rating.
Moderate price swings, typical volatility. Worst drawdown -48% · now 26% below its 52-week high.
Unless marked, from SEC EDGAR, as of Apr 3, 2026.
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.
Can GEN take a bad year?
Gen Digital carries $7.59B of net debt at 3.08× EBITDA: a load its earnings can carry.
Net debt · as at Q1 2027 · between two and four years of EBITDA, normal for a stable business
- Net debt / EBITDA
- 3.08×
Net debt / EBITDA · 4.11× a year ago · the load is coming down
- Altman Z-score
- 1.33
Altman Z-score · distress zone, below 1.8
- Interest cover
- 3.94×
Interest cover · operating profit covers the interest bill, with room to spare
Details›
- Total debtQ1 2027
- $8.16B
- Cash and short-term investments
- $564M
- Net debt
- $7.59B
- EBITDA, trailing twelve months
- $2.47B
- Operating profit, trailing twelve months
- $2.12B
- Debt / equity
- 3.07×
- Total debt / EBITDA
- 3.30×
- Annualised volatilitytwo years of daily moves
- 35%
- Worst drawdown on file
- −48%
- Below its 52-week high
- 26%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
Software, Infrastructure
The closest names by size in the same industry