Valuation
26% of the score
88median 13
Shift4 Payments, Inc. is valued at 9.2x its operating profit before acquisition amortisation (EBITA), including debt: a low multiple.
25x
20x
15x
10x
6x
9.2x
Full points at 6x or less, none from 25xfull points
FOURShift4 Payments, Inc.
$37.06-58% 1Y
$37.06
$35.6352 weeks$87.40
RyuScore
Seven criteria, each scored 0 to 100 on a published scale, weighted into one number.
RyuScore 62 out of 100, Above average
Today's price. Only valuation depends on it.
Above average. Shift4 Payments, Inc. scores higher than 71% of the 1,794 companies Ryufin scores.
Carried by valuation and return on new capital, held back by return on capital and cycle position.
Technology median 43 · all companies 50
Return on capital
18% of the score
20median 34
Over 6 years the business earned 4.6% a year after tax on the capital it uses.
2%
8%
15%
25%
4.6%
None at 2% or less, full points from 25%full points
6 years agolatest 5.5%
Return on new capital
16% of the score
100median 49
For every dollar of operating profit earned over 6 years, yearly profit grew by 46 cents. New capital earned 7.2%, and 637% of profit went back into the business.
-5%
12%
46%
None at minus 5 cents, full points from 12 centsfull points
Capital allocation
14% of the score
100median 64
How management spends the money: shares bought back or issued, and whether assets grow faster than the business they serve.
Share countDown 29.9% a year over 3 years: buybacks
1005%
-3%
-30%
0 pointsfull points
Assets against salesAssets grew 37% a year, sales 40%
10012%
-2%
-3%
0 pointsfull points
Cycle position
12% of the score
0median 62
Today's operating margin of 8.1% is 2.47x its normal 3.3%: near a peak, where margins tend to fall back. Normal is half the 8 year median, half the last four years, so a margin that has held is not taken for a peak.
2x
1.5x
1x
0.7x
2.5x
A trough earns points, a peak costs themfull points
8 years agonow 8.1%
Balance sheet
8% of the score
0median 50
What the debt weighs against the profit that has to carry it.
Net debt to EBITDA4.5x a year of EBITDA
04.5x
0.5x
4.5x
0 pointsfull points
Interest coverOperating profit covers interest 2x
01.5x
12x
1.5x
0 pointsfull points
Earnings quality
6% of the score
99median 90
Whether the reported profit arrives as cash, and whether the accounts show the usual signs of stretching.
Cash against profitOperating cash flow was 3.40x profit over 3 years
1000.7x
1x
1.3x
3.4x
0 pointsfull points
AccrualsCash ran ahead of profit by 7.5% of assets
978%
0%
-8%
-7.5%
0 pointsfull points
How the RyuScore works
Each criterion earns 0 to 100 points on the scale drawn under it, and the RyuScore is their average weighted 26, 18, 16, 14, 12, 8 and 6. Scales bend in the company's favour between their ends, so an ordinary figure is never already near zero. Where a criterion cannot be measured from the filings it is taken out and the remaining weights scale up; a company needs 60% of the weight covered, and always a price, to get a score.
Built from the company's annual and quarterly filings with the SEC and today's share price. Banks, insurers and property trusts are not scored: their debt is their raw material, so these yardsticks mean something else there. Figures as of 2026-06-30, latest annual report FY2025.
Software, Infrastructure
Ranks #15 of 59 by RyuScore