Is it safe?
Can EFX take a bad year?
Equifax carries $5.30B of net debt at 2.80× EBITDA: a load its earnings can carry.
$5.30B
Net debt · as at Q2 2026 · between two and four years of EBITDA, normal for a stable business
- Net debt / EBITDA
- 2.80×
Net debt / EBITDA · 2.65× a year ago · the load is going up
- Altman Z-score
- 3.05
Altman Z-score · safe zone, above 3
- Interest cover
- 5.19×
Interest cover · operating profit covers the interest bill several times over
Details›
- Total debtQ2 2026
- $5.47B
- Cash and short-term investments
- $170M
- Net debt
- $5.30B
- EBITDA, trailing twelve months
- $1.89B
- Operating profit, trailing twelve months
- $1.15B
- Debt / equity
- 1.25×
- Total debt / EBITDA
- 2.89×
- Annualised volatilitytwo years of daily moves
- 36%
- Worst drawdown on file
- −50%
- Below its 52-week high
- −27%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
Consulting Services
Ranks #5 of 6 by Smart Score