DLODLocal Limited

$15.37

Is it safe?

Can DLO take a bad year?

DLocal Limited holds $633M more cash than debt, so a bad year is a question about profits, not about lenders.

$633M

Net cash

Net debt / EBITDA
net cash

Net debt / EBITDA · no net borrowings to measure against earnings

Interest cover
5.27×

Interest cover · operating profit covers the interest bill several times over

Annualised volatility
58%

Annualised volatility · roughly twice as jumpy as the market

Details
Total debtQ4 2025
$87M
Cash and short-term investments
$720M
Net cash
$633M
EBITDA, trailing twelve months
$227M
Operating profit, trailing twelve months
$202M
Debt / equity
0.15×
Total debt / EBITDA
0.38×
Annualised volatilitytwo years of daily moves
58%
Worst drawdown on file
−90%
Below its 52-week high
−1.3%

Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.