CTRNCiti Trends, Inc.

$50.60+61% 1Y

RyuScore

Seven criteria, each scored 0 to 100 on a published scale, weighted into one number.

RyuScore 45 out of 100, Average

Average. Citi Trends, Inc. scores higher than 40% of the 2,291 companies Ryufin scores.

Carried by capital allocation and cycle position, held back by valuation and return on new capital.

Consumer Cyclical median 65 · all companies 54

How the score has moved

At each fiscal year end, from the reports and price of the time
40
36
45
20232024today

The biggest move was up 9 points from 2024 to today, mostly the balance sheet.

Valuation

26% of the score

0median 50

Citi Trends, Inc. is valued at 76.4x its operating profit, including debt: past the 60 times where this criterion gives nothing.

60x
50x
35x
25x
18x
12x
8x
76.4x
Full points at 8x or less, none from 60xfull points

Return on capital

18% of the score

33median 23

Over 7 years the business earned 6.4% a year after tax on the capital it uses.

2%
8%
15%
25%
6.4%
None at 2% or less, full points from 25%full points
Return on capital by year
7 years agolatest 1.6%

Return on new capital

16% of the score

0median 33

Over 6 years yearly profit fell by 94 cents for every dollar earned. New capital earned -365%, and 26% of profit went back into the business.

-5%
12%
-94%
None at minus 5 cents, full points from 12 centsfull points

Capital allocation

14% of the score

100median 63

How management spends the money: shares bought back or issued, and whether assets grow faster than the business they serve.

Share countDown 4.3% a year over 5 years: buybacks
100
5%
-3%
-4.3%
0 pointsfull points
Assets against salesAssets grew -1% a year, sales 0.9%
99
12%
-2%
-1.9%
0 pointsfull points

Cycle position

12% of the score

100median 63

Today's operating margin of 0.6% is 0.23x its normal 2.8%: near a trough. Normal is half the 10 year median, half the last four years, so a margin that has held is not taken for a peak.

2x
1.5x
1x
0.7x
0.2x
A trough earns points, a peak costs themfull points
Operating margin by year, against its normal level
10 years agonow 0.6%

Balance sheet

8% of the score

100median 50

What the debt weighs against the profit that has to carry it.

Interest coverOperating profit covers interest 16x
100
1.5x
12x
15.6x
0 pointsfull points

Earnings quality

6% of the score

77median 90

Whether the reported profit arrives as cash, and whether the accounts show the usual signs of stretching.

AccrualsCash ran ahead of profit by 3.4% of assets
77
8%
0%
-8%
-3.4%
0 pointsfull points

How the RyuScore works

Each criterion earns 0 to 100 points on the scale drawn under it, and the RyuScore is their average weighted 26, 18, 16, 14, 12, 8 and 6. Scales bend in the company's favour between their ends, so an ordinary figure is never already near zero. Where a criterion cannot be measured from the filings it is taken out and the remaining weights scale up; a company needs 60% of the weight covered, and always a price, to get a score.

Built from the company's annual and quarterly filings with the SEC and today's share price. Banks, insurers and property trusts are not scored: their debt is their raw material, so these yardsticks mean something else there. Figures as of 2026-08-01, latest annual report FY2025.