CERTCertara, Inc.
Is it safe?
Mostly sound, with a caveat: comfortable debt (AA), but big price swings.
Rock-solid balance sheet, low leverage. A rule of thumb on leverage, not a credit rating.
Large price swings, high volatility. Worst drawdown -90% · now 34% below its 52-week high.
Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.
Can CERT take a bad year?
Certara, Inc. carries $108M of net debt at 1.70× EBITDA: a load its earnings can carry.
Net debt · as at Q2 2026 · under two and a half years of EBITDA, comfortable
- Net debt / EBITDA
- 1.70×
Net debt / EBITDA · 1.55× a year ago · the load is going up
- Interest cover
- none
Interest cover · no operating profit to pay the interest bill from
- Annualised volatility
- 58%
Annualised volatility · roughly twice as jumpy as the market
Details›
- Total debtQ2 2026
- $292M
- Cash and short-term investments
- $184M
- Net debt
- $108M
- EBITDA, trailing twelve months
- $63M
- Operating profit, trailing twelve months
- −$658K
- Debt / equity
- 0.30×
- Total debt / EBITDA
- 4.61×
- Annualised volatilitytwo years of daily moves
- 58%
- Worst drawdown on file
- −90%
- Below its 52-week high
- 34%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
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Ranks #9 of 20 by RyuScore