Is it safe?
Can CBZ take a bad year?
CBIZ, Inc. carries $1.44B of net debt at 4.33× EBITDA: a heavy load to carry through a bad year.
$1.44B
Net debt · as at Q4 2025 · over four years of earnings before interest, tax and depreciation, heavy
- Net debt / EBITDA
- 4.33×
Net debt / EBITDA · 11.4× a year ago · the load is coming down
- Altman Z-score
- 1.54
Altman Z-score · distress zone, below 1.8
- Interest cover
- 2.18×
Interest cover · operating profit covers the interest bill, with room to spare
Details›
- Total debtQ4 2025
- $1.46B
- Cash and short-term investments
- $18M
- Net debt
- $1.44B
- EBITDA, trailing twelve months
- $332M
- Operating profit, trailing twelve months
- $234M
- Debt / equity
- 0.83×
- Total debt / EBITDA
- 4.38×
- Annualised volatilitytwo years of daily moves
- 50%
- Worst drawdown on file
- −72%
- Below its 52-week high
- −18%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
Specialty Business Services
Ranks #10 of 18 by Smart Score