BFSSaul Centers, Inc.
Is it safe?
Mostly sound, with a caveat: insiders buying and steady price behavior, but heavy debt (B).
Insiders were net buyers (+$4K, 90 days to Oct 8, 2026). SEC Form 4 filings: officers and directors must report their own trades within two business days.
Highly leveraged, watch solvency. A rule of thumb on leverage, not a credit rating.
Relatively steady, low volatility. Worst drawdown -59% · now 21% below its 52-week high.
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.
Can BFS take a bad year?
Saul Centers, Inc. carries $1.60B of net debt at 6.04× EBITDA: a heavy load to carry through a bad year.
Net debt · as at Q2 2026 · over four years of earnings before interest, tax and depreciation, heavy
- Net debt / EBITDA
- 6.04×
Net debt / EBITDA · 6.07× a year ago · the load is coming down
- Interest cover
- 2.63×
Interest cover · operating profit covers the interest bill, with room to spare
- Annualised volatility
- 20%
Annualised volatility · about as steady as the market itself
Details›
- Total debtQ2 2026
- $1.60B
- Cash and short-term investments
- $5.9M
- Net debt
- $1.60B
- EBITDA, trailing twelve months
- $265M
- Operating profit, trailing twelve months
- $203M
- Debt / equity
- 5.42×
- Total debt / EBITDA
- 6.06×
- Annualised volatilitytwo years of daily moves
- 20%
- Worst drawdown on file
- −59%
- Below its 52-week high
- 21%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
REIT, Retail
The closest names by size in the same industry