AFYAAfya Limited

$14.44

Is it safe?

Can AFYA take a bad year?

Afya Limited carries $929M of net debt at 0.59× EBITDA: a load its earnings can carry.

$929M

Net debt · as at FY2025 · under two and a half years of EBITDA, comfortable

Net debt / EBITDA
0.59×

Net debt / EBITDA · 0.95× a year ago · the load is coming down

Interest cover
2.16×

Interest cover · operating profit covers the interest bill, with room to spare

Annualised volatility
31%

Annualised volatility · about as steady as the market itself

Details
Total debtFY2025
$2.05B
Cash and short-term investments
$1.13B
Net debt
$929M
EBITDA, trailing twelve months
$1.59B
Operating profit, trailing twelve months
$1.21B
Debt / equity
0.42×
Total debt / EBITDA
1.29×
Annualised volatilitytwo years of daily moves
31%
Worst drawdown on file
−72%
Below its 52-week high
−8.9%

Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.