PNC vs USB

PNC Financial Services and U.S. Bancorp, both Financial Services

PNC Financial Services is the larger company at $93B against $91B. On trailing earnings USB is the cheaper of the two at a P/E of 12.5 against 13.5, a gap that is only a bargain if the two are growing at similar rates. Over the past year USB returned +46% against +33% for PNC.

PNC Financial Services and U.S. Bancorpcompared on valuation, return and Ryufin’s Smart Score
FigurePNCUSB
Last close$245$62.80
Market cap$93B$91B
Trailing P/Elower is cheaper for the same earnings, not automatically better13.512.5
Dividend yield2.7%3.2%
1-year return+33%+46%
5-year return+60%+39%
Ryufin Smart Scoresector-relative, 1–107/107/10

Figures from SEC filings and end-of-day closes. Highlighting marks the higher or lower number, which is not the same as the better investment, a low P/E can be a warning and a high one can be deserved.

PNC Financial Services

Revenue of $6.9B in Q2 2026, net income $2.1B. Its largest reported line is Capital Markets Related, 17% of the disclosed total.

U.S. Bancorp

Revenue of $7.7B in Q2 2026, net income $2.2B. Its largest reported line is Wealth Corporate Commercial And Institutional Banking, 46% of the disclosed total.

Open these two in the interactive comparison to add more names, change the period or read the correlation.