NU vs TFC
Nu Holdings Ltd. and Truist Financial, both Financial Services
Nu Holdings Ltd. is the larger company at $61B against $60B. On trailing earnings TFC is the cheaper of the two at a P/E of 11.6 against 35.4, a gap that is only a bargain if the two are growing at similar rates. Over the past year TFC returned +23% against +16% for NU. Ryufin's sector-relative Smart Score puts NU ahead, 7/10 against 6/10.
| Figure | NU | TFC |
|---|---|---|
| Last close | $14.29 | $50.43 |
| Market cap | $61B | $60B |
| Trailing P/Elower is cheaper for the same earnings, not automatically better | 35.4 | 11.6 |
| Dividend yield | n/a | 4.1% |
| 1-year return | +16% | +23% |
| 5-year return | n/a | +18% |
| Ryufin Smart Scoresector-relative, 1–10 | 7/10 | 6/10 |
Figures from SEC filings and end-of-day closes. Highlighting marks the higher or lower number, which is not the same as the better investment, a low P/E can be a warning and a high one can be deserved.
Nu Holdings Ltd.
Truist Financial
Revenue of $6.0B in Q2 2026, net income $1.6B.
Open these two in the interactive comparison to add more names, change the period or see the correlation.