CB vs CINF

Chubb Limited and Cincinnati Financial, both Financial Services

Chubb Limited is the larger company at $125B against $26B. On trailing earnings CINF is the cheaper of the two at a P/E of 9.9 against 12.2, a gap that is only a bargain if the two are growing at similar rates. Over the past year CB returned +28% against +14% for CINF.

Chubb Limited and Cincinnati Financialcompared on valuation, return and Ryufin’s Smart Score
FigureCBCINF
Last close$344$172
Market cap$125B$26B
Trailing P/Elower is cheaper for the same earnings, not automatically better12.29.9
Dividend yield1.1%2.0%
1-year return+28%+14%
5-year return+118%+66%
Ryufin Smart Scoresector-relative, 1–109/109/10

Figures from SEC filings and end-of-day closes. Highlighting marks the higher or lower number, which is not the same as the better investment, a low P/E can be a warning and a high one can be deserved.

Chubb Limited

Revenue of $15B in Q1 2026, net income $2.3B.

Cincinnati Financial

Revenue of $2.9B in Q1 2026, net income $274M. Its largest reported line is Commercial Lines Insurance, 47% of the disclosed total.

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