BAC vs C

Bank of America and Citigroup, both Financial Services

Bank of America is the larger company at $399B against $244B. On trailing earnings BAC is the cheaper of the two at a P/E of 14.3 against 19.1, a gap that is only a bargain if the two are growing at similar rates. Over the past year C returned +47% against +40% for BAC. Ryufin's sector-relative Smart Score puts BAC ahead, 6/10 against 4/10.

Bank of America and Citigroupcompared on valuation, return and Ryufin’s Smart Score
FigureBACC
Last close$62.23$134
Market cap$399B$244B
Trailing P/Elower is cheaper for the same earnings, not automatically better14.319.1
Dividend yield1.7%n/a
1-year return+40%+47%
5-year return+83%+133%
Ryufin Smart Scoresector-relative, 1–106/104/10

Figures from SEC filings and end-of-day closes. Highlighting marks the higher or lower number, which is not the same as the better investment, a low P/E can be a warning and a high one can be deserved.

Bank of America

Revenue of $32B in Q2 2026, net income $9.1B.

Citigroup

Revenue of $20B in Q4 2025, net income $2.5B. Its largest reported line is Markets, 32% of the disclosed total.

Open these two in the interactive comparison to add more names, change the period or read the correlation.